Affordable Care Act (ACA) Compliance & Benefits
As the legal employer, First National Staffing Group assumes full responsibility for Affordable Care Act (ACA) compliance. We handle eligibility tracking, manage the Look-Back Measurement Method, and offer compliant health plans, shielding clients from Employer Shared Responsibility Payment (ESRP) penalties.
Variable Hour Management
Measurement Period
We track hours worked over a defined period to determine if a variable-hour employee qualifies as full-time under ACA rules.
Administrative Period
Once eligibility is determined, we handle the enrollment process, offering coverage to qualified employees within the required timeframe.
Stability Period
Eligible employees are locked into coverage for a fixed stability period, ensuring consistent benefits regardless of hour fluctuations.
Risk Avoidance: The "Pay or Play" Mandate
Failure to offer affordable, minimum value coverage to 95% of full-time employees can trigger massive IRS penalties.
Penalty A (2025 Est.)
$2,970
per full-time employee (minus first 30)